PPI Jargon Guide

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PPI

Payment Protection Insurance

MPPI

Mortgage Payment Protection Insurance

ASU COVER

Accident Sickness Unemployment (another name for PPI)

Loan Protection Insurance

Another name for PPI

FOS

Financial Ombudsman Service, settles disputes between financial providers and their customers

FSA

Financial Services Authority, Regulator of all providers of financial services in the UK

FSCS

Financial Services Compensation Scheme, compensates customers if a lender is unable to do so

No Win, No Fee

If we win your case, you pay an industry standard fee, if we lose you pay absolutely Nothing

Mis-sold PPI

A PPI policy that was either inappropriate or sold without the customer wanting it, needing it or knowing about it

Single Premium Policy

A PPI policy that placed the full cost on top of the loan as a lump sum

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