[vc_row full_width=”stretch_row” css=”.vc_custom_1568719643584{padding-top: 230px !important;padding-bottom: 130px !important;background-image: url(https://www.dnmanley.co.uk/wp-content/uploads/2018/05/marketing2.jpg?id=6453) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}”][vc_column width=”1/2″ css=”.vc_custom_1522312130885{padding-right: 50px !important;}” offset=”vc_col-lg-6 vc_col-md-12″][vc_empty_space height=”40px”][vc_custom_heading text=”Packaged Bank Account (PBA) Claims” font_container=”tag:h1|text_align:left|color:%23ffffff” use_theme_fonts=”yes” css=”.vc_custom_1568719676507{margin-bottom: 30px !important;}”][vc_empty_space height=”20px”][vc_column_text]

Have you been mis-sold a Packaged Bank Account? Mis-selling of Packaged Bank Accounts includes being mis-led about the benefits, being pressured into the purchase and being told that you had to have one in order to receive another service.

[/vc_column_text][/vc_column][vc_column width=”1/6″][/vc_column][vc_column width=”1/3″ offset=”vc_col-lg-4 vc_col-md-12″][vc_custom_heading text=”Start Your Packaged Bank Account Claim” font_container=”tag:h4|text_align:center|color:%23ffffff” use_theme_fonts=”yes”][tek_contactform contact_form_id=”8576″ contact_form_style=”full-width-cf” contact_form_bg=””][vc_custom_heading text=”“By submitting your enquiry, you agree to our privacy policy and agree we may use the contact details provided to contact you about your potential claims.”” font_container=”tag:p|font_size:10px|text_align:center|color:%23ffffff” use_theme_fonts=”yes” link=”url:http%3A%2F%2Fwww.dnmanley.co.uk%2Fprivacy-policy-3%2F|||”][/vc_column][/vc_row][vc_row][vc_column][vc_empty_space][/vc_column][/vc_row][vc_row][vc_column width=”1/4″][tek_iconbox title=”Barclays” title_size=”large-title” title_color=”#ffffff” box_content_type=”simple_text” text_box=”Barclays Packaged Bank Account Reclaim” text_color=”#ffffff” icon_type=”icon_browser” icon_position=”icon_top” content_alignment=”content_center” custom_link=”#” background_type=”custom_bg_color” background_color=”#1e73be” border_type=”none”][/tek_iconbox][/vc_column][vc_column width=”1/4″][tek_iconbox title=”Natwest” title_size=”large-title” title_color=”#ffffff” box_content_type=”simple_text” text_box=”Natwest Packaged Bank Account Reclaim” text_color=”#ffffff” icon_type=”icon_browser” icon_position=”icon_top” content_alignment=”content_center” custom_link=”#” background_type=”custom_bg_color” background_color=”#8224e3″ border_type=”none”][/tek_iconbox][/vc_column][vc_column width=”1/4″][tek_iconbox title=”RBS” title_size=”large-title” title_color=”#ffffff” box_content_type=”simple_text” text_box=”RBS Packaged Bank Account Reclaim” text_color=”#ffffff” icon_type=”icon_browser” icon_position=”icon_top” content_alignment=”content_center” custom_link=”#” background_type=”custom_bg_color” background_color=”#0b00aa” border_type=”none”][/tek_iconbox][/vc_column][vc_column width=”1/4″][tek_iconbox title=”Santander” title_size=”large-title” title_color=”#ffffff” box_content_type=”simple_text” text_box=”Santander Packaged Bank Account Reclaim” text_color=”#ffffff” icon_type=”icon_browser” icon_position=”icon_top” content_alignment=”content_center” custom_link=”#” background_type=”custom_bg_color” background_color=”#dd3333″ border_type=”none”][/tek_iconbox][/vc_column][/vc_row][vc_row][vc_column][vc_empty_space][/vc_column][/vc_row][vc_row][vc_column width=”1/4″][tek_iconbox title=”Lloyds” title_size=”large-title” title_color=”#ffffff” box_content_type=”simple_text” text_box=”Lloyds s Packaged Bank Account Reclaim” text_color=”#ffffff” icon_type=”icon_browser” icon_position=”icon_top” content_alignment=”content_center” custom_link=”#” background_type=”custom_bg_color” background_color=”#81d742″ border_type=”none”][/tek_iconbox][/vc_column][vc_column width=”1/4″][tek_iconbox title=”Halifax” title_size=”large-title” title_color=”#ffffff” box_content_type=”simple_text” text_box=”Halifax Packaged Bank Account Reclaim” text_color=”#ffffff” icon_type=”icon_browser” icon_position=”icon_top” content_alignment=”content_center” custom_link=”#” background_type=”custom_bg_color” background_color=”#380989″ border_type=”none”][/tek_iconbox][/vc_column][vc_column width=”1/4″][tek_iconbox title=”HSBC” title_size=”large-title” title_color=”#ffffff” box_content_type=”simple_text” text_box=”HSBC Packaged Bank Account Reclaim” text_color=”#ffffff” icon_type=”icon_browser” icon_position=”icon_top” content_alignment=”content_center” custom_link=”#” background_type=”custom_bg_color” background_color=”#ddc1c1″ border_type=”none”][/tek_iconbox][/vc_column][vc_column width=”1/4″][tek_iconbox title=”Co-operative” title_size=”large-title” title_color=”#ffffff” box_content_type=”simple_text” text_box=”Co-operative Packaged Bank Account Reclaim” text_color=”#ffffff” icon_type=”icon_browser” icon_position=”icon_top” content_alignment=”content_center” custom_link=”#” background_type=”custom_bg_color” background_color=”#85a2bf” border_type=”none”][/tek_iconbox][/vc_column][/vc_row][vc_row][vc_column][vc_empty_space][/vc_column][/vc_row][vc_row][vc_column width=”1/4″][tek_iconbox title=”Yorkshire” title_size=”large-title” title_color=”#ffffff” box_content_type=”simple_text” text_box=”Yorkshire Packaged Bank Account Reclaim” text_color=”#ffffff” icon_type=”icon_browser” icon_position=”icon_top” content_alignment=”content_center” custom_link=”#” background_type=”custom_bg_color” background_color=”#6e91bf” border_type=”none”][/tek_iconbox][/vc_column][vc_column width=”1/4″][tek_iconbox title=”Clydesdale Bank” title_size=”large-title” title_color=”#ffffff” box_content_type=”simple_text” text_box=”Clydesdale Bank Packaged Bank Account Reclaim” text_color=”#ffffff” icon_type=”icon_browser” icon_position=”icon_top” content_alignment=”content_center” custom_link=”#” background_type=”custom_bg_color” background_color=”#cccccc” border_type=”none”][/tek_iconbox][/vc_column][vc_column width=”1/4″][tek_iconbox title=”First Direct” title_size=”large-title” title_color=”#ffffff” box_content_type=”simple_text” text_box=”First Direct Packaged Bank Account Reclaim” text_color=”#ffffff” icon_type=”icon_browser” icon_position=”icon_top” content_alignment=”content_center” custom_link=”#” background_type=”custom_bg_color” background_color=”#828282″ border_type=”none”][/tek_iconbox][/vc_column][vc_column width=”1/4″][tek_iconbox title=”Other PBA Lenders” title_size=”large-title” title_color=”#ffffff” box_content_type=”simple_text” text_box=”Other PBA Lenders Packaged Bank Account Reclaim” text_color=”#ffffff” icon_type=”icon_browser” icon_position=”icon_top” content_alignment=”content_center” custom_link=”#” background_type=”custom_bg_color” background_color=”#eeee22″ border_type=”none”][/tek_iconbox][/vc_column][/vc_row][vc_row full_width=”stretch_row”][vc_column][vc_row_inner css=”.vc_custom_1511348417220{padding-top: 100px !important;padding-bottom: 100px !important;}”][vc_column_inner width=”1/4″][/vc_column_inner][vc_column_inner width=”1/2″][tek_sectiontitle st_title=”Everything you need to know about Packaged Bank (PBA) Accounts. ” st_title_tag=”” st_subtitle_decoration=”” st_title_color=”#5669c2″ st_separator_enable=”separator_off” st_text_align=”text-center” st_width=”st_fullwidth”][vc_empty_space height=”25px”][/vc_column_inner][vc_column_inner width=”1/4″][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row][vc_column][vc_empty_space][tek_sectiontitle st_title=”What is a packaged bank account?” st_title_tag=”” st_subtitle=”A packaged bank account is also known as a fee-paid account or bundle bank account which is typically a current account packaged with a range of insurance and non-insurance benefits.

A packaged bank account usually comes with a monthly fee of up to £25 for bundled insurance policies such as mobile phone cover, breakdown cover etc. Whilst the benefits of this account seem attractive on the surface, unfortunately they were widely mis-sold. Some consumers were not able to claim on the insurance cover as they did not qualify.

There are approximately 10 million UK adults with a packaged bank account.

An investigation by consumer group which? found that 1/3 of people with a packaged bank account had never used any of the benefits.” st_subtitle_decoration=”” st_separator_enable=”separator_on” st_separator_position=”below_title” st_separator_style=”solid-line” st_separator_width=”sep-border-width-1″ st_text_align=”text-left” st_width=”st_fullwidth”][vc_empty_space][/vc_column][/vc_row][vc_row][vc_column][tek_sectiontitle st_title=”Mis-sold Packaged Bank (PBA) Accounts” st_title_tag=”” st_subtitle=”Have you been mis-sold a Packaged Bank Account? Mis-selling of Packaged Bank Accounts includes being mis-led about the benefits, being pressured into the purchase and being told that you had to have one in order to receive another service.” st_subtitle_decoration=”” st_separator_enable=”separator_on” st_separator_position=”below_title” st_separator_style=”solid-line” st_separator_width=”sep-border-width-1″ st_text_align=”text-left” st_width=”st_fullwidth”][vc_empty_space][/vc_column][/vc_row][vc_row][vc_column][tek_sectiontitle st_title=”How were Packaged Bank Accounts Mis-sold?” st_title_tag=”” st_subtitle=”You were signed up without being told
You weren’t told you could have a free bank account instead
You were told you had to get a packaged account in order to access other products such as a loan or mortgage
You were told you would get ‘unbeatable’ deals on other financial products or services by taking out this account, but found you could get them cheaper as a new customer
You weren’t told the full cost.
A pushy salesman wouldn’t take no for an answer.
The fee was added without your knowledge
You were told it was the only way to get an overdraft
You were told having one would improve your credit score
No-one mentioned you needed to register your phone/car” st_subtitle_decoration=”” st_separator_enable=”separator_on” st_separator_position=”below_title” st_separator_style=”solid-line” st_separator_width=”sep-border-width-1″ st_text_align=”text-left” st_width=”st_fullwidth”][vc_empty_space][/vc_column][/vc_row][vc_row][vc_column][tek_sectiontitle st_title=”How much can I claim back?” st_title_tag=”” st_subtitle=”Usually you’re entitled to a refund of all your premiums, and 8 per cent interest on top. Someone who paid a typical £15 a month for seven years may get around£1,360.

Households where there are several people with packaged bank accounts may have sizeable amounts awarded to them in compensation if several claims are successful.” st_subtitle_decoration=”” st_separator_enable=”separator_on” st_separator_position=”below_title” st_separator_style=”solid-line” st_separator_width=”sep-border-width-1″ st_text_align=”text-left” st_width=”st_fullwidth”][vc_empty_space][/vc_column][/vc_row][vc_row][vc_column][tek_sectiontitle st_title=”How do I make a claim for a mis-sold packaged bank account?” st_title_tag=”” st_subtitle=”If you think you have a valid case – even if you’ve now shut the account, contact us and we will send you out a very straightforward and simple to fill in claims pack in the post. Complete the claims pack and return it to us in the free post envelope that we provide.

We can then begin to start the claims process on your behalf. Alternatively or if you are unsure of anything then you can contact us either by telephone/ email or fill in the form to the right of this page and we will be happy to assist you. Our contact details are available on the contact us page of this website.

Note: Just because you pay for your bank account it does not mean that you have been mis-sold. Contact us today and we will assess your potential mis-sold bank account claim for you.

Apply now for our risk free assessment

We charge 25% + VAT of whatever we reclaim for you, so if we successfully reclaim £3,000 our fee is £900 (inclusive of VAT), and £2100 goes to you. Please remember that we work on a No Win No Fee Basis, which basically means that if your claim is unsuccessful we will not make any money from your claim. We only charge you if your claim is successful.” st_subtitle_decoration=”” st_separator_enable=”separator_on” st_separator_position=”below_title” st_separator_style=”solid-line” st_separator_width=”sep-border-width-1″ st_text_align=”text-left” st_width=”st_fullwidth”][vc_empty_space][/vc_column][/vc_row][vc_row full_width=”stretch_row_content_no_spaces” css=”.vc_custom_1516095967751{background-color: #f7f9fb !important;}”][vc_column width=”1/2″ css=”.vc_custom_1522245136492{padding-top: 650px !important;background-image: url(https://www.leadengine-wp.com/wp-content/uploads/2018/01/contact1.jpg?id=5405) !important;}” offset=”vc_col-lg-6 vc_col-md-12 vc_hidden-sm vc_hidden-xs”][/vc_column][vc_column width=”1/2″ css=”.vc_custom_1522245146206{padding-top: 125px !important;padding-left: 130px !important;}” offset=”vc_col-lg-6 vc_col-md-12″][vc_row_inner][vc_column_inner width=”2/3″ offset=”vc_col-lg-offset-0 vc_col-lg-8 vc_col-md-offset-0 vc_col-md-10 vc_col-sm-offset-2″][tek_sectiontitle st_title=”Start Your Packaged Bank Account Claim” st_title_tag=”” st_subtitle=”To check if you may be eligible to claim for a mis-sold Packaged Bank Account (PBA) or start your PBA claim fill out our short form to request a call back, telephone us directly on 0161 872 7874″ st_subtitle_decoration=”” st_separator_enable=”separator_on” st_separator_position=”below_title” st_separator_style=”solid-line” st_separator_width=”sep-border-width-2″ st_text_align=”text-left” st_width=”st_fullwidth”][tek_contactform contact_form_id=”8576″ contact_form_style=”full-width-cf” contact_form_bg=””][vc_custom_heading text=”“By submitting your enquiry, you agree to our privacy policy and agree we may use the contact details provided to contact you about your potential claims.”” font_container=”tag:p|font_size:10px|text_align:center|color:%23000000″ use_theme_fonts=”yes” link=”url:http%3A%2F%2Fwww.dnmanley.co.uk%2Fprivacy-policy-3%2F|||”][/vc_column_inner][vc_column_inner width=”1/3″][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row]