Free Payment Protection Insurance (PPI) Check 


Make a Free PPI Check and claim back PPI before the August 2019 deadline. The PPI Deadline date has been set by the Financial Conduct Authority (FCA). You now have until 29th August 2019 to submit your PPI claim.

Free PPI Check Form






No paper work needed

No account number required

We can search the last 30 years

Fast Reliable Service

How To Check If You Have Had PPI 

We provide a 100% Free PPI Check with no account numbers or paperwork needed to check if you have ever had or paid PPI. Find out for free if you are owed a PPI Refund.

All you need to get started on your Free PPI Check is your name, date of birth, current address and any other applicable previous addresses.

Our PPI check has identified PPI as far back as the 1980’s and can cover loans, credit cards, mortgages, store cards, catalogues, and even on overdrafts for some of the major banks and lenders.

One Free PPI check can often find multiple PPI policies on your finances.

The PPI check is for people who are not sure if they have been sold a PPI policy and would like to find out if they have had or paid for PPI at any time.

If you think that you have had a loan or credit product but you cannot find any relevant paperwork or statements, you can call or write to a provider directly to ask if you had PPI. Some providers also have online forms for this.

However if you do not want to contact your lenders directly yourself and you would like this done on your behalf you can fill out our Free PPI Check Form to request a Free PPI Check and we will be happy to contact all of your lenders on your behalf to check for any PPI that may have been sold with or added on to any of your finances at any time.

Our Free PPI Check is a no obligation service, once PPI is identified on any of your accounts the PPI will be discussed with you and you will be under no obligation to proceed with any mis-sold PPI complaints if you do not wish to do so.

If we identify that PPI policies were sold alongside any of your finances we will require more information surrounding the sale of the policy, prior to issuing a formal complaint against the lender/s. Please note at that stage we may also require you to complete additional paperwork to assist your complaint.

Which Areas of The UK Does Your Free PPI Check Cover?

Our Free PPI Check covers all areas of the UK including England, Scotland, Wales, Northern Ireland, and every county, city, town, and village within the UK. No matter where you currently live or have previously lived in the UK we can assist you with a Free PPI Check. In fact we have already helped many clients from all 4 countries within the UK to either check for PPI or to reclaim PPI premiums and interest from their banks and lenders.

 

We can also assist you with a Free PPI Check even if you no longer live in the UK and are now an expatriate (living abroad). We would just need some basic details from you such as your name, date of birth, the details of your previous address/s and the names of the lenders that you would like to check with for any PPI. 


Which Lenders Does Your Free PPI Check Cover?

Our Free PPI Check covers all of the major UK banks, lenders, building societies, credit providers, credit card providers, loan providers, mortgage providers, car finance providers, catalogue providers, store card providers, and finance brokers.

 

We can also carry out PPI checks directly with PPI policy underwriters. When it is not certain who is exactly responsible for the sale of a PPI policy we can assist you to contact the PPI insurance underwriter to establish the facts relating to a PPI policy and complain directly to a PPI insurance underwriter where it is identified that it may be the PPI insurance underwriter that is responsible for dealing with a mis-sold PPI policy. 

How Does Your Free PPI Check Work?

To start your Free PPI check with DN Manley you can just fill in our online web form or contact us by telephone or email. Once we have received the details of your enquiry and established with you who the lenders are that you would like to check with for PPI, we will then carry out a Free PPI check on your behalf with all of the lenders that you have advised us that you want to check with.

 

Upon completion of the Free PPI check we will contact you to provide you with the outcome of the check and where PPI is confirmed and you feel that the PPI was mis-sold you will have the option of allowing us to proceed with a mis-sold PPI complaint on your behalf or you have the option to take the case on yourself and complain about the PPI yourself directly to your lender.

 

The majority of our clients that we find PPI for and wish to proceed with a claim for mis-sold PPI usually instruct us to proceed with the PPI complaint on their behalf. 

Is Your PPI Check Totally Free?

Yes. Our PPI Check service is a completely 100% free no charge service. We even pay for the postage out to you and back to us when we send you any paperwork out as part of the service. So you can rest assured that if you do use our Free PPI Check Service to find out if you have been sold or have been mis-sold PPI on any of your finances then there is no cost to yourself for us to provide you with that information.

How Long Does Your PPI Check Take?

It can take up to eight weeks for lenders to respond to us when we request PPI information from them as they legally have eight weeks in which to investigate your accounts held with them and  provide us with any PPI information that they may hold on file for you. However in most cases we normally receive responses back in from lenders much quicker than this and the results of your PPI check can quite often be back with us within a week or two.

 

Things that can hold up a PPI check are where the lender is unable to find any account information for you, or where the lender requests further information from us in order to identify you. In such instances we will get in touch with you and request your assistance before contacting the lender back again with any further relevant information or documentation that may assist the lender.  

How Do I Know If I Have PPI?

If you have had a loan or any other type of credit product but are not sure whether you have had PPI, we can assist you to ask your provider if you have ever had PPI on any of your accounts. All you need to get started is your name, date of birth and previous addresses. The lender has a legal obligation to provide this information if they have it in their records.

 

You can also check if you have taken out or paid for PPI by checking any paperwork you may still have such as statements, terms and conditions or the original credit agreement. We can assist you to check all of your paperwork and finances for any PPI that may have been added on to your finances at any time with our Free PPI Check.

What Is The Best PPI Checker?

The answer to this question is simple; there is no best PPI checker available to check for PPI. This is because when it comes to checking for PPI or claiming for mis-sold PPI there really is no “one size fits all” approach that can be applied. The reason for this is because the same circumstances do not apply to everyone in relation to PPI, the finances that they have taken out, and when they may have taken out their finances or any PPI.

 

Basically the best approach that can be taken when trying to check for PPI on your finances is to make a list of all of the lenders that you recall previously or currently taking finances out with. Once you have this information to hand you will need to check any paperwork you may still have for these lenders such as the original credit agreement, statements, or terms and conditions.

 

If you do not have any account documentation or proof of PPI available for the lenders you can recall, then the other options available are to check with the lender you took out the loan or credit with or to check your credit report to see if any of the finances that you have had may still be listed on your credit file (finances are normally only listed on your credit report for a maximum of 6 years from the date that the finance account was closed).

 

If you are not entirely sure who your previous lenders may have been we can assist you to try and trace them.

Free PPI Check Form

If you would like to start a Free PPI check or start a PPI claim fill out our form and provide us with some basic details. Alternatively you can call or email us with your enquiry.